Products & Services

Motor Fleet | Motor Trade Insurance

Wheatley’s have a wealth of experience in the arrangement of motor fleet and motor trade insurance contracts, suitable for most businesses.

We offer a single “specialist” policy solution, backed by risk management advice and careful insurer partner selection to help your business save time and money. We take care of your business insurance so that you don’t have to.

Wheatley’s Offer:-

  • A free and confidential insurance health check / audit by a Chartered Insurance Broker
  • Face to face advice, business survey and needs assessment by a Chartered Insurance Broker
  • Full explanation of policy terms and conditions, in plain English and help to understand and adhere to your policy obligations
  • Comprehensive, cost-effective and proactive risk management solutions
  • 24/7 in-house local claims support
  • 24/7 motor claims reporting and proactive management via dedicated phone APP for motor fleet clients, allowing us to help you manage claims, reduce costs and premium
  • We will update the Motor Insurance Database (MID) on your behalf
  • Independent advice – we are not tied to any one insurance company

Typical Insurance Covers we arrange for Motor Fleet Insurance:-

  • Annual policies covering Cars, Commercial Vehicles, HGV’s and Special Types
  • Low Excesses
  • Flexible cover, i.e. Comprehensive, Third Party Fire and Theft or Third Party only cover, as required
  • New Vehicle Replacement
  • Flexible Driving Terms, i.e. any driver
  • Motor Legal Expenses cover
  • Director Owned Vehicles can also be included
  • Excess Protect option
  • Cover provided for UK use and EU driving
  • Flexible instalment options
  • Courtesy Vehicle available (subject to availability)
  • Tailored extensions to suit your business needs

Typical Insurance Covers we arrange for Motor Trade Insurance:-

  • Property cover – for Equipment, Money and Vehicles
  • Road Risks cover – covering your Own or Customer’s vehicles in your Custody or Control. This includes full business cover and options to include Social, Domestic and Pleasure cover
  • Flexible cover, i.e. Comprehensive, Third Party Fire and Theft or Third Party only cover, as required
  • Computer cover – for Computers, Auxiliary Equipment including Theft and Breakdown
  • Electronic Equipment cover – for specialist Electronic Equipment including Tools and Scanning devices
  • MOT Loss of Licence – optional cover following loss or suspension of MOT Licence
  • Business Interruption – cover for protection against interruption to your business following an insured loss under the Material Damage or Road Risks sections
  • Employers Liability – standard cover £10 Million Limit of Indemnity
  • Public and Products Liability – Includes Defective Workmanship, with starting limits of cover from £2 Million Limit of Indemnity
  • Professional Indemnity – covering Legal Liability from a Third-Party claim arising from Professional Negligence
  • Legal Expenses – providing cover against the costs of taking a case to court, solicitors fees and expenses

All policies placed with Wheatley’s are offered via financially secure and dependable Insurers and put together and tailored by a Chartered Broker for added peace of mind.

Why Wheatley’s are different:-

Wheatley’s recognise the importance of all clients, large or small. Our Chartered Brokers deliver technical advice on a “face to face” basis as well as overseeing all administrative service and claims support functions. At Wheatley’s, we are not trying to re-invent the wheel but simply deliver on what we promise, by providing quality advice and service and do what we say we will do.

Wheatley’s are distinctly friendly, personable and non-corporate. We have a “hands-on” approach where you can speak with the Chartered Broker who places your business at inception on a day to day basis and who will visit you throughout the year at agreed service intervals. Wheatley’s treat all clients as one of our family and work with them to make a difference.

To speak to us to discuss your insurance requirements, please call 0121 809 5555.